Privacy Policy for Wiyadam Expense Tracker

Effective Date: March 03, 2025

Welcome to Wiyadam Expense Tracker! We are committed to protecting your privacy and ensuring transparency about how your data is handled. This Privacy Policy explains how we process information when you use our app on Android devices to extract transaction details from banking SMS messages.

1. What This App Does

Wiyadam Expense Tracker is a tool designed to help you manage your finances by extracting transaction details—such as amount, description, and date/time—from SMS messages sent by your bank. The app processes these messages locally on your device to provide you with a convenient summary of your transactions.

2. Information We Access

To function, Wiyadam Expense Tracker requires access to your SMS messages via the READ_SMS permission on Android. Specifically:

3. How We Use Your Information

Local Processing: All SMS parsing (e.g., extracting transaction amount, description, and date/time) happens entirely on your device. We do not send SMS content or any derived data to our servers or any third parties.
Purpose: The parsed transaction details are displayed within the app for your personal use and convenience.
No Storage: We do not store SMS messages or transaction details beyond what is necessary to display them during your use of the app. Once you close the app or clear the data, this information is no longer retained by the app.

4. Data Collection and Sharing

No Collection: We do not collect, store, or upload your SMS messages or any personal information to our servers or any external systems.
No Sharing: We do not share your SMS data, transaction details, or any other information with third parties, including advertisers, analytics providers, or other entities.
Local Only: All data processing is confined to your device, ensuring your privacy is maintained.

5. Permissions

To provide its core functionality, Wiyadam Expense Tracker requests the following permission:

We do not request or use any other permissions beyond what is strictly necessary for this purpose.

6. Security

Since all processing occurs locally on your device:

7. Your Choices

Permission Control: You can deny or revoke the READ_SMS permission at any time via your Android settings (Settings > Apps > Wiyadam Expense Tracker > Permissions). Note that denying this permission will prevent the app from functioning as intended.
Uninstall: If you no longer wish to use the app, uninstalling it removes all temporary data processed by the app from your device.

8. Children’s Privacy

Wiyadam Expense Tracker is not intended for use by children under the age of 13. We do not knowingly process data from minors.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our app or legal requirements. The updated policy will be effective as of the date posted at the top of this document. We encourage you to review it periodically.

10. Contact Us

If you have any questions, concerns, or feedback about this Privacy Policy or our app, please contact us at: